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FAQ

How It Works:

  1. What do I need to get approved for a loan?
  2. How much am I able to borrow?
  3. When can I get another loan after I pay off my existing loan?
  4. How fast is PaydayFlash?
  5. What are the fees?
  6. Are you available in all cities and states?
  7. What do I do when my loan is due?
  8. Can people with bad credit or that filed bankruptcy be approved?
  9. Can there be more than one applicant using the same checking account?
  10. How fast can I get approval?
  11. Will there be a credit check?
  12. What are your hours of operation?
  13. How does your process work?
  14. Do I need to offer any collateral?
  15. What is a payday loan or cash advance?
  16. What holidays will effect my loan?
  17. What if I decide I don’t want or need the loan?

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Payment Options:

  1. Can I make payment arrangements to pay my loan over a longer period of time?
  2. What happens if my bank account doesn’t have funds to cover the loan payment on the due date?
  3. Can I extend my loan forever?
  4. What repayment options do you offer?
  5. What repayment options do you offer?
  6. What happens if I do not choose a payment options by the due date?
  7. What if I can’t make a payment on the due date?
  8. Is it possible to pay off my loan early?
  9. If my loan is paid off, how long do I have to wait to apply for another loan?
  10. How do I change my due date?
  11. How do I change my loan due date?
  12. What is minimum payment needed to refinance my loan?
  13. How can I pay off the full loan?
  14. What happens if I can’t get to a computer the day the loan is due?

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Login:

  1. Can I remember my e-mail address on this computer?

Security:

  1. What level of security can I expect?
  2. Are you able to access my computer?
  3. Why do I see my IP address?
  4. How do you use IP addresses?
  5. What is an IP address?

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Application:

  1. Do I have to give my social security number?
  2. How do I get my application results?
  3. How long does application take?
  4. What is “Take Home Pay”?
  5. I can’t fix the error message
  6. What happens if my Internet connection goes down?
  7. What does this message mean (error/hover icon)?

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Contact Us:

  1. How do I contact you with questions?

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Referral:

  1. What is this Help-A-Friend referral program?
  2. Who is eligible for this program?
  3. How do I refer them to you?
  4. When do you pay me for the Help-A-Friend referral?
  5. Do they need to apply from same e-mail address in the email I sent?
  6. What does my friend have to do in order to get started?
  7. What is your Help-A-Friend referral bonus?
  8. What is a Help-A-Friend referral ID?
  9. I was referred but don’t have an ID what do I do?
  10. What are the terms and conditions of this program?
  11. What is your SPAM policy?

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Privacy:

  1. Will you contact my employer or my references?
  2. Is it really 100% online
  3. Is my information kept private by PaydayFlash?
  4. Will you sell my information?

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Disclosures:

  1. Equal Credit Opportunity Act Fair Lending Notice.
  2. Privacy Statement

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Results:

  1. When will I get my money?

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Update Info:

  1. How can I change my email address or password?

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This service does not constitute an offer or solicitation for short term / payday loans / cash advance loans in all states. This payday loan advance service or fast cash loans may or may not be available in your particular state. The states this site services may change from time to time without notice. PaydayFlash is a registered and regulated lender in the State of Utah DFI 801-538-8830. All aspects and transactions on this site, will be deemed to have taken place in Utah, regardless of where you may be viewing or accessing this site.